The TL;DR
As of November 2026, Barclays (up to £300), Santander (£240), HSBC (£220), NatWest, RBS and Lloyds (£200), and Nationwide and First Direct (£175) pay switching bonuses.
The detail
- Each one has conditions — usually a minimum pay-in and a number of direct debits.
- Lloyds’ offer requires you to start the switch by 9 December 2026.
- Switching through CASS takes 7 working days and moves your direct debits for you.
Your 5-minute move
Your 5-minute move
Use the tools and explainers below to check your own numbers.
Related questions
Receipts · checked 9 November 2026
- Which? — Best bank account switching deals, November 2026 — published 4 November 2026