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Online · checked 9 November 2026

Chase

4.50%Chase Saver (boosted) — 4.50% AER for 12 months: a fixed 2.25% boost on top of the 2.25% standard rate. Only for new customers who open it in their first 31 days. Needs a Chase current account.

Facts, not recommendations. We aren’t paid by any bank and we don’t rank by who pays us. Rates and offers change often — checked 9 November 2026. Always read the provider’s terms before you open or switch an account.

£45a year on £1,000 at 4.50% AER — £46 at the 4.56% top rate.
£225a year on £5,000 at 4.50% AER — £228 at the 4.56% top rate.
£450a year on £10,000 at 4.50% AER — £456 at the 4.56% top rate.

TL;DR£10,000 here earns £450 in a year. That’s £6 less than the top easy-access rate we found.

Switching bonus

Chase isn’t in Which?’s November 2026 list of switching offers.

TL;DRNo cash for switching here — it competes on rates and features instead.

TypeOnline
Part ofJ.P. Morgan
Current account feeNo monthly fee
FSCS protectionUp to £120,000 per person, per banking licence

Quick answers

What savings rate does Chase pay?

Chase’s Chase Saver (boosted): 4.50% AER for 12 months: a fixed 2.25% boost on top of the 2.25% standard rate. Only for new customers who open it in their first 31 days. Needs a Chase current account.

Is my money safe with Chase?

UK deposits at a bank or building society with a UK licence are protected by the FSCS up to £120,000 per person, per licence. Chase is part of J.P. Morgan.

Does Chase pay you to switch?

Not in Which?’s November 2026 list of switching offers.

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Receipts · checked 9 November 2026